Funding that fuels your business

Too many small businesses struggle to access the finance they deserve.
At Xpress Business Loans, we’re changing that — with straightforward funding solutions designed to help you grow and succeed.

Committed to Small Business Success

Entrepreneurs are doers, visionaries, and problem-solvers. At Xpress Business Loans, we exist to support that mindset — by delivering the funding tools that help turn ideas into impact.

We’re proud to support SMEs with innovative, straightforward finance solutions that help real businesses grow with confidence.

We’ve helped over 110,000 UK businesses borrow £20 billion to take their business further.

£20 billion

Lent to UK businesses

Get a Personalised Offer – With Zero Impact on Your Credit Score

If you’re a UK limited company or LLP, you can check your loan options without
leaving a mark on your credit report. Review your choices confidently and stress-free.

Find out if you’re eligible in just 30 seconds

No paperwork. No hassle.

Instant check – no obligation

See your options clearly and securely.

No credit impact – ever

Your score stays protected.

Fast, free, and confidential

Simple process. Full peace of mind.

Here to help if you need us

Contact our UK-based team if you have any questions

Frequently asked questions

Xpress Business Loans was established in 2015 to help small and medium-sized businesses access the funding they deserve. After recognising that traditional finance wasn’t meeting the needs of UK entrepreneurs, we set out to offer a faster, more flexible solution.

Over time, we’ve grown from offering simple business loans to providing a full range of finance products—helping businesses choose what fits their goals best.

Xpress Business Loans Limited is authorised and regulated by the Financial Conduct Authority (FCA), ensuring we operate with transparency and accountability. Our registration number is [INSERT FCA NUMBER]. Please note, we are not covered by the Financial Services Compensation Scheme.

We’re not a traditional bank—we’re a modern lender built for business. Our process is fast, digital, and designed around the real needs of business owners.

You can apply online in just 7 minutes. Once approved, funds can reach your account in as little as 48 hours. Decisions can come through in under an hour, and we stay with you for the full loan journey, offering dedicated support and clear communication.

You can apply online in just 7 minutes. Once approved, funds can reach your account in as little as 48 hours. Decisions can come through in under an hour, and we stay with you for the full loan journey, offering dedicated support and clear communication.