Applying through Xpress Business Loans is quick and easy. Simply complete our online application form with the amount you’d like to borrow and how long you need it for.

We’ll instantly check if you’re eligible usually within 30 seconds then ask a few basic questions about your business. The full process takes no more than 7 minutes.

If approved, you’ll get a personalised, no-obligation offer within an hour. Once you accept, we’ll complete a few final checks and deposit the funds directly into your account.

Interested in revolving credit instead of a fixed loan? Explore our FlexiLine option.

To repay your loan, you’ll need to:

• Fill out an online settlement form with your repayment details
• Make your final payment using the provided instructions
• Respond to any final confirmation steps from our team

Please ensure all steps are completed by your loan’s “valid until” date to avoid extra charges.

FlexiLine can be used for a wide range of business expenses like VAT bills, rent, utility costs, equipment, staff wages, or inventory purchases. You can even transfer funds directly into your business account.

By paying upfront or buying in bulk, you may also gain negotiating power with suppliers and reduce overall costs.