Applying for a business loan doesn’t have to be stressful or complicated. At Express Business Loans, we’ve simplified the process to make funding easier and faster than ever before. Here’s a quick guide on how to qualify for a business loan with us.

1. Be a UK Resident
   Our loans are available to individuals and businesses registered and operating in the UK. You must be over 18 years of age and legally able to enter into a loan agreement.
2. Provide Basic Business Information
   We require details such as your business name, type of business, and how long you’ve been operating. Don’t worry if you’re just starting we consider both new and established businesses.
3. Show Your Income or Revenue
   We assess your ability to repay by reviewing your current income or business revenue. If you’re self-employed or run a limited company, just show us your recent bank statements or invoices.
4. Pass Basic Affordability Checks
   We are responsible lenders. That means we do a quick affordability check to make sure the loan won’t put you under financial pressure.
5. Honest and Transparent Communication
   Being truthful during the application process helps us offer you the best possible funding options. Even if you have a poor credit history, we may still be able to help just be upfront.

Once your application is submitted, you could receive an approval decision the same day. We’re not here to judge we’re here to help you move forward.

Need fast business funding? Apply now with Express Business Loans and get the cash you need quickly, simply, and securely.